Plan your business financing with decision-quality tools
Start with the Repayment Calculator to estimate monthly obligations. Use Cash Flow Impact to understand how loan repayments affect your business finances.
Calculate your business loan repayments by frequency with extra payment modelling.
Estimate how much your business can borrow based on your monthly budget.
See how extra payments can reduce your interest and shorten your loan term.
Model how loan repayments affect your business cash flow and tax position.
Yes, interest on a business loan used for business purposes is generally tax-deductible in Australia. This reduces the effective cost of borrowing. Use our Cash Flow Impact calculator to see the after-tax effect.
Common options include term loans, lines of credit, equipment finance, invoice financing, and commercial property loans. The right choice depends on your purpose, cash flow pattern, and security available.
Lenders typically review your business financials (profit & loss, balance sheet), cash flow history, time in business, industry risk, and any security offered. Established businesses with strong cash flow get the best rates.
