Business Loan Repayment Calculator

Model your business loan repayments with Australian lending assumptions

Business Loan Lab

Business loan repayment calculator

Calculate repayments, interest, and payoff timeline for your business loan with Australian lending assumptions.

Inputs

Snapshot

Loan amount

$100,000

Monthly repayment

$2,028

Total interest

$21,658

Total cost

$121,658

Payoff timeline

5 years

Amortisation preview

First 12 periods

Period 1

$2,028Interest $667 | Principal $1,361Balance $98,639

Period 2

$2,028Interest $658 | Principal $1,370Balance $97,269

Period 3

$2,028Interest $648 | Principal $1,379Balance $95,890

Period 4

$2,028Interest $639 | Principal $1,388Balance $94,501

Period 5

$2,028Interest $630 | Principal $1,398Balance $93,104

Period 6

$2,028Interest $621 | Principal $1,407Balance $91,697
PeriodPaymentInterestPrincipalBalance
1$2,028$667$1,361$98,639
2$2,028$658$1,370$97,269
3$2,028$648$1,379$95,890
4$2,028$639$1,388$94,501
5$2,028$630$1,398$93,104
6$2,028$621$1,407$91,697
7$2,028$611$1,416$90,281
8$2,028$602$1,426$88,855
9$2,028$592$1,435$87,419
10$2,028$583$1,445$85,975
11$2,028$573$1,454$84,520
12$2,028$563$1,464$83,056

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